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At 5.13pm on November 21, the BOM issued a severe storm warning for damaging winds, heavy rainfall and large hail. At Footscray Hospital, senior nurse Chantelle D'Souza was in a staffroom on her tea break and noticed the ominous clouds through the window. Dr John Loy, acting director of the hospital's ED, who was at home in Melbourne's east, heard a news update about the storm, felt the wind pick up and told his two young childrenplaying on the deck to come inside for dinner and close the door. In Keilor East, about 17 kilometres north-west of Melbourne's CBD, Elisabeth Paterson's 24-year-old son, Dale, was in their backyard firing up the barbecue. He hadn't told his mother but he was having trouble breathing. The sky was grey and, at one point, tree branches thrashed in a whirling dervish of a wind. But the family is Scottish. "We would call that 'barbecue weather'," says Paterson, a psychiatric nurse who works on the Footscray Hospital campus.Around 5.30pm, Jackie Falzon was woken from her nap by her crying baby. Quickly she realised she had asthma. She got up and used her Ventolin puffer.